Stuff for Thomas

• Inheritance Tax Summary. This is calculation of our assets and also of our liability for Inheritance Tax. I'm not too worried about the Inheritance Tax at the moment because I'm not planning on dying. But before we leave the building permanently, we will need to pass on the money to reduce our liability to below the threshold for IHT.
• Portfolio Report. This is a report that the investment company that I use sends us after each meeting that I have.
• I expect you know that you will have to pay a management fee if you buy a property that is an apartment. I just hought that this would show you how much I have to pay for our flat. The document shows two years and in 2025 the bill is considerably more than 2024.
• I am certain that you don't need my advice on using ChatGPT but here is what I got back when I asked.
• I also have some money in other places, this is with another company. They used to be called Nutmeg but they were taken over by JP Morgan. I've included it so you can see that there are alternatives to using a company that provides a complete service, I actually seem to make more from JP Morgan than I do from Equilibrium possibly because the charges are lower. I am sure that there is an Australian equivalent, the benefit is that i can use it like a bank account - except that there is about 5 days delay when I want to withdraw and the value can go up and DOWN